It's Time To Reward Yourself

There is so much to consider when it comes to managing your money and assets, that's why our team at Jade Private Wealth are here to help improve your life and pave the way to achieving the freedom you desire.

Our focus is yours and we can show you the way to reach your financial potential.

Financial Planning Services

Investing

Our financial advisers help clients invest whether they have $100,000 or $10 million to invest. We effectively structure investments based on one’s appetite for risk and implement with full consideration on implications to assist in appropriately reducing tax to further maximise your wealth potential and protect your legacy.

Jade Private Wealth investment specialists will work collaboratively with you to identify practical and successful investment vehicles. We understand that Australian investment market place is one of the most complex and diverse markets in the world. In combination with international markets, we will work with you to implement an appropriate investment strategy.

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Jade Wealth Investing

 

The investments we specialise in:

  • Managed Funds.
  • Direct Equities.
  • Model Portfolios.
  • Residential and Commercial Property.

To start implementing your investment goals today please contact one of our highly experiences and friendly financial advisers on 02 9523 2002.


Self-Managed Super Funds

Saving for retirement is important for your future, without significant money or assets the dream of living a rewarding & fruitful retirement may be out of reach.

A self-managed super fund is a DIY or Family superannuation vehicle, providing flexibility, concessions and estate planning measures that may be greater than traditional, retail or industry super funds.

As certified Self-Managed Super Fund (SMSF) advice specialists, we can help you determine whether it is right for you, work with you to build your wealth and support you to best manage your fund.

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Jade Wealth is uniquely placed to help you take control of your investments and retirement by providing expert SMSF strategies that offer you:  Jade Wealth SMSF, Superannuation  Our expert SMSF advisers will work with you to:

  • Avoid the biggest SMSF mistakes
  • Setup your SMSF - including property trusts
  • Implement a fund investment strategy which suits your goals and supports your compliance requirements.
  • Develop a cash flow analysis and advise on what you need to know about investing in property
  • Boost your retirement savings

To discuss how implementing a profitable and successful SMSF could positively impact your lifestyle please contact us today on 02 9523 2002.


Superannuation

Are you ready to take your superannuation assets to the next level? We design a plan where your super monies can start working for you, all in line with your desires for retirement.

Your team will ask the right questions to identify your needs, objectives and financial situation so we can start growing your superannuation immediately and protect your financial future. Our aim is to ensure worry free management of your superannuation wealth.

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Jade Wealth Superannuation, SMSF, Wealth Creation  Like any planning, the sooner you get started the happier and more relaxed you will be. Please contact our friendly and personable advisers today to discuss how to implement your successful superannuation strategies on 02 9523 2002.


Wealth Creation Strategies

Wealth Creation Strategies are for families and professionals who have a property and want to effectively reduce debt and create more wealth. Our money management & investment strategies are tailored to your specific situation. Our expert advisers will:

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Jade Wealth Financial Specialists  To maximise your financial position and start accumulating wealth today please contact one of our highly experienced and friendly advisers on 02 9523 2002.


Wealth Protection

Wealth protection is designed to do exactly that, protect your wealth and reduce financial impact should the unexpected occur.

It helps protect you and your family financially including your home repayments, income and lifestyle. When evaluating what you are worth a Jade Wealth Adviser can help you determine the most appropriate cover in the event something unfortunate happens.

Wealth protection is vital for anyone who has an income, debt and/or financial responsibilities. It provides you peace of mind, security and confidence that your plans, family and lifestyle are taken care of if life takes an unexpected turn.

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Losing a loved one is a heartbreaking experience on its own. The last thing you want to do is to then add the financial pressure to the people that matter most when your income is gone.

Life insurance pays a lump sum in the event of death or terminal illness, protecting loved ones from the effects of passing away. This cover is generally used to cover mortgage repayments, outstanding debts and any ongoing costs that you would continue to pay for, such as living expenses. The level of cover (what you are worth) required is influenced by a number of factors including savings, debts and lifestyle.

Your income should be the least of your worries if you are unable to work due to sickness or injury. Income protection covers up to 75% of your monthly income (gross salary) until you are able to work again or if you are unable to return, up to the age of 65. Income protection is generally tax deductible and provides financial security in the event of an accident, illness or trauma where you are unable to earn an income through personal exertion. This type of protection is designed to help you pay your bills, mortgage repayments and day-to-day living expenses.

How do you pay for the best medical care, recover from illness and continue to financially support the family? Trauma Insurance helps with your financial needs, and pays a lump sum in the event that you are diagnosed with a specified listed illness including (but not limited to) cancer, heart attack, stroke, or severe injuries such as head trauma. Trauma cover is designed to give you the money when you need it most, to help ease the financial pressures of being unable to work and so you can source the best medical treatment and care.

If you were to suffer from a permanent disablement how would you pay your mortgage, medical bills and expenses? TPD cover pays a lump sum in the event you suffer an accident where you are diagnosed you are unable to return to work in any capacity. TPD is used to clear debts, provide funds for medical costs, rehabilitation, home modifications and annual income streams to help maintain the same quality of lifestyle.


Key Person & Buy/Sell Arrangements

Key Person & Buy/ Sell Arrangements are for business owners, equity partners and key people within a business. A buy-sell arrangement (also known as a business Will) protects the revenue, and ownership by amicably directing where appropriate, what happens if an owner or key person dies, becomes ill or wishes to exit. This also ensures the associated families are not impacted financially throughout such circumstances.

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Our approachable and friendly advisers are here to:

 

Jade Wealth Investing, Business, Financial Solutions

 

 

We develop strategies to best remove the financial impacts and/or possible loss of ownership in situations where:

  • A key person becomes ill or injured and unable to work for a long period of time
  • An equity partner dies and where you must ‘payout’ the value of shares and distribute dividends
  • An owner or equity partner wants to exit the business for retirement purposes or simply separate themselves from the venture. This is also known as succession planning.

To learn how we can help you to financially protect yourself, your business and equity partners today please contact our approachable and experienced team on 02 9523 2002.


Estate Planning

Estate planning can be an emotional process, and one that is an important part of your overall financial plan. You have built a legacy over time and no doubt you want to ensure your assets and sentiments are passed onto your family or nominated beneficiaries in the event of life coming to its end.

An effective estate plan includes tax effective Wills and structuring ways to protect your estate and your best interests.

Your Will plays a vital role to distributing your wealth so you need to make sure it is up-to-date and correctly reflects your wishes. Even if you don't have many assets, having a Will can save your beneficiaries, family and friends a lot of distress and heartache. Otherwise it could be a lengthy and costly process to sort out your affairs and one that others should not be burdened with.

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Options to consider outside your will:

Superannuation is treated separately from your Will and you should consider a non-binding or binding death benefit nomination. The nominations can be amended or cancelled at any time and is required to be renewed every three years for binding nominations

This may be subject to a buy/sell arrangement with the other partners. In these circumstances your share of the business would automatically pass to the remaining partners (usually in exchange for the proceeds of an insurance policy).

Power of Attorney – This is a legal document that appoints another person to make legal and/or medical decisions on your behalf. It is particularly useful should something happen where you are temporarily unable to sign documents, such as a bad accident.

One of the limitations of a Power of Attorney is it generally ceases when the person suffers a loss of mental capacity. This can be overcome with the use of an Enduring Power of Attorney. This type of Power of Attorney does not cease on mental incapacity and can therefore provide an important tool in estate planning.

This is a trust created in a person’s will, which is activated upon the death of that person. Instead of assets passing directly from one person to another, the assets are passed to the Testamentary Trust and then administered by the designated trustee – usually a family member, a trustee company, accountant or a solicitor.


Aged Care

If you or a loved one need to prepare for appropriate aged care and facilities, there are numerous considerations both financially and emotionally. We know the ins and out and lead the way throughout the process.

Jade Wealth SMSF, Superannuation, Wealth Creation, Estate Planning, Life Insurance